Pressure washing insurance cost
Pick a coverage to see the published figure, type a quote to compare, and tick coverages to add up a yearly budget.
How to use the pressure washing insurance cost tool
- Find the row that matches the coverage you want to check: general liability, workers’ compensation, business owner’s policy (BOP), commercial auto, commercial umbrella or janitorial bond.
- Read the published figure for that row. Each row shows a figure per month and per year.
- Check the limits shown beside the figure, where the source states them. For general liability, the source lists $1M per occurrence / $2M aggregate with a $500 deductible. For the BOP, it lists $1M per occurrence / $2M aggregate with a $1,000 deductible.
- Type a quote into the quote field. Choose “per month” or “per year” to match how the quote is written.
- Read the result. The tool shows how far your quote is above or below the published figure.
- If you want share of revenue and amount per employee, open “More options”. Enter annual revenue, the number of employees, and any coverages you want added to the budget. These results appear once you type those figures.
- If you add more than one coverage, remember that a sum of separate medians is not the price of a bundle.
The “More options” section is optional. Skip it if you only want to compare one published figure with one quote.
Where do the published figures on this page come from?
The figures come from Insureon’s pressure washing cost page, updated 8 September 2026. They are medians for pressure washing business owners who bought through Insureon, most with fewer than five employees, annual revenue from about $50,000 to more than $200,000, and five years or less in business. The source page uses the word median for these figures, but it also uses the word average in places. This tool labels every figure as a published median from Insureon and adds no estimate of its own.
What does a published median tell you about a quote?
A published median is the middle value in the source’s group of customers. It is not a price you will be offered. It gives you a reference point, so a quote can be compared with it. The tool calculates the gap between your quote and the published figure, and it shows whether your quote is above or below that figure. Neither result tells you whether a quote is suitable for your business.
How does the tool calculate the difference from a published figure?
The tool turns your quote into a yearly amount, compares it with the published yearly figure for the row you chose, and shows the gap as a percentage above or below. It reports a match when the two are the same. Choose “per month” or “per year” to match how your quote is written, so both sides use the same period. For general liability, the published figures are $73 per month and $879 per year.
Why can’t I add the separate figures together to get a bundle price?
Adding separate published medians does not give the price of a bundle. The page says so, and the tool does not combine rows into one total. Each row is a median for one coverage type. A combined policy may be priced differently, so ask a licensed insurer or agent for a quote that covers what you have in mind.
What do the limits and deductibles on the published figures mean?
Where the source states them, the tool shows limits and deductibles next to the figure. The source states $1M per occurrence / $2M aggregate with a $500 deductible for general liability and $1M per occurrence / $2M aggregate with a $1,000 deductible for the BOP. It states no limits for the other rows, so none are shown. A quote written with different limits or deductibles may not be directly comparable with the published median, so check the terms written in the quote itself.
How are share of revenue and amount per employee calculated?
Share of revenue is the yearly total of the coverages ticked for the budget, taken from the published medians, divided by annual revenue and shown as a percentage. Amount per employee is that same yearly total divided by the number of employees. Both results appear only after you type revenue or employee numbers under “More options”.
Sources (checked 15 October 2026): insureon.com
Worked examples
| Input | Result |
|---|---|
| General liability | 2 coverage(s) added up from the published medians: $220 a month, $2,640 a year |
| General liability, quote $95 per month | Your quote of $95 a month ($1,140 a year) is 29.7% above the published median of $73 a month. |
| Workers' compensation, revenue $120,000 | 2 coverage(s) added up from the published medians: $220 a month, $2,640 a year |
| General liability, revenue $150,000 | 2 coverage(s) added up from the published medians: $220 a month, $2,640 a year |
Calculated by the tool above; open it with the same values to see each step.
Frequently asked questions
Is this tool free, and do I need to sign up?
Yes. The tool is free, runs in your browser, and does not require sign-up. Nothing you type is uploaded.
Does the tool give me a quote?
No. Every figure is a published median from Insureon, and the tool gives no quote. Quotes come from a licensed insurer or agent.
Why is the general liability figure different from the one I saw elsewhere?
A search snippet showing $75 for general liability was not on the page this tool uses. The tool shows $73 per month and $879 per year from Insureon’s page updated 8 September 2026. Check the date when you compare figures from different sources.
Which businesses are the published figures for?
Insureon says most of its pressure washing customers have fewer than five employees, annual revenue from about $50,000 to more than $200,000, and five years or less in business. If your business is different, the published figure may not match your situation.
Does the tool tell me which coverage to choose?
No. The tool does not recommend coverages, limits or amounts. It shows published figures and calculates the difference from a quote you enter.
Are the published figures monthly or yearly?
Both. Each row shows a figure per month and per year. When you enter a quote, choose “per month” or “per year” so the tool compares it with the matching period.
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