Massage therapist insurance cost
Pick a coverage to see the published figure, type a quote to compare, and tick coverages to add up a yearly budget.
How to use the massage therapist insurance cost tool
- Choose the coverage row you want to look at: general liability, business owner’s policy (BOP), professional liability, or workers’ compensation.
- Read the published figure per month and per year for that row.
- Read the limits shown for that row. General liability, BOP and professional liability list limits, and the BOP and professional liability rows also list a deductible, because the source states them. The workers’ compensation row shows no limits, since the source states none.
- Type a quote into the quote field. Choose “per month” or “per year” to match the quote you have.
- Read the difference. The page shows how far your quote is above or below the published figure for that row.
- If you want more detail, open “More options.” There you can enter annual revenue, the number of employees, and which coverages to add to the budget.
- When you have entered revenue or employees, read the share of revenue and the amount per employee.
- Keep in mind that the published figures are separate medians. Adding them together does not give the price of a bundle.
The figures and your inputs stay in your browser. Use the results to compare numbers, and get any actual quote from a licensed insurer or agent.
What do the published figures for massage therapist insurance cost show?
The published figures show what small business owners in the wellness industry paid, as medians, for each coverage row in Insureon’s massage therapist cost page, updated 3 April 2025. They are not a quote for your practice. Each row lists a monthly and a yearly figure, and some rows also list limits and deductibles.
Why is a published median not the same as a quote?
A median is the middle value in a set of numbers, so it describes a typical point in the source’s data rather than a price offered to you. Your quote depends on your own details, which the published figures do not include. That is why the page only compares your quote with the published figure and does not produce a new price.
How does the page compare a quote with a published figure?
The page first turns your quote into a yearly amount, using the “per month” or “per year” choice you made, and sets it against the published yearly figure for the row. It shows the gap as a percentage above or below the published figure, or as a match, and repeats the quote and the published median as monthly amounts.
How are share of revenue and amount per employee calculated?
Both results use the yearly total of the coverages you tick for the budget, taken from the published medians.
- Share of revenue = yearly budget total ÷ annual revenue, shown as a percentage.
- Amount per employee = yearly budget total ÷ number of employees.
These two results depend only on the numbers you enter and the published medians, so they show arithmetic, not a judgment about your business.
Why does the page say “average” when the source says “median”?
The page labels the figures as averages, but the sourcing note says they are medians. This guide follows the sourcing note and calls them published medians from Insureon. A median and an average can give different results for the same data, so read the figures as medians.
Why can’t I add the coverage rows together to get a total?
Each row is a separate median for its own coverage. Adding them does not produce the price of a combined policy, and the page says so. The budget you build under “More options” is a rough sum of separate medians, and it does not create a bundle price.
Sources (checked 15 October 2026): insureon.com
Worked examples
| Input | Result |
|---|---|
| General liability | 1 coverage(s) added up from the published medians: $30 a month, $357 a year |
| General liability, quote $40 per month | Your quote of $40 a month ($480 a year) is 34.5% above the published median of $30 a month. |
| Business owner's policy (BOP), revenue $120,000 | 1 coverage(s) added up from the published medians: $30 a month, $357 a year |
| General liability, revenue $150,000 | 2 coverage(s) added up from the published medians: $112 a month, $1,336 a year |
Calculated by the tool above; open it with the same values to see each step.
How this tool works and where the numbers come from
The page shows published medians from one source, Insureon’s massage therapist cost page (updated April 3, 2025), and adds no estimate of its own. Your quote is converted to a yearly amount (monthly x 12) and compared with the published yearly figure as a percentage above or below; the optional budget adds the published medians of the coverages you tick, and share of revenue and amount per employee are that yearly total divided by the revenue or headcount you type.
Sources
Frequently asked questions
Does this page give a price for massage therapist insurance?
No. It shows published medians for four coverage rows and lets you compare a quote you type in with those figures. For example, the general liability row shows $30 per month and $357 per year.
Where do the published figures come from?
They come from Insureon’s massage therapist cost page, updated 3 April 2025. The figures are medians for small business owners in the wellness industry who bought through Insureon. The page adds no estimate of its own.
Is the result a real quote?
No. The result is an estimate only. Quotes come from a licensed insurer or agent, and this site does not offer quotes, referrals or leads.
Is my information uploaded anywhere?
No. Everything is calculated in your browser, and nothing is uploaded. The page does not ask for contact details.
Can I add the published figures together to get a bundle price?
No. A sum of separate medians is not the price of a bundle. Each row is a separate figure.
Does the page recommend a coverage amount or an insurer?
No. The page only calculates and explains. It does not recommend an insurer, a product, a coverage amount or a limit.
Related tools
- Auto repair shop insurance cost: Use it to see published figures for an auto repair shop budget.
- Bakery insurance cost: Use it to compare a quote for a bakery against published figures.
- Cleaning Business Insurance Cost: Use it if you want to check a cleaning business quote against published medians.
- Coffee shop insurance cost: Use it to look at published figures for a coffee shop.
- Contractor Insurance Cost: Use it to compare a contractor quote with published figures.
- Daycare Insurance Cost: Use it to look at published figures for a daycare business.
- Business Insurance for Electricians Cost: Use it to compare an electrician quote with published medians.
- Food Truck Insurance Cost: Use it to look at published figures for a food truck.
- Insurance cost by trade: Use it to see all the trade and small business cost tools in one list.
- Business insurance costs: Use it for the general business coverage cost tools.