Cyber Liability Insurance Cost
Pick a business type to see the published median, then type a quote to compare it.
This free tool shows the published cyber liability insurance cost figures from Insureon and compares them with a quote you type in. The figures are published medians from Insureon’s cyber insurance cost page, updated 24 April 2026. For all small businesses the published figure is $129 per month or $1,552 per year. For IT and technology it is $179 per month (the tool shows $2,148 per year, that figure times 12), and for finance it is $59 per month ($708 per year, calculated the same way).
The tool does not produce a quote of its own. It shows the figure for the business type you choose, how far your quote is above or below it, and, with more details, your share of revenue and amount per employee. It runs in your browser, is free, and needs no sign-up. Results are estimates only; get quotes from a licensed insurer or agent.
How to use the cyber liability insurance cost tool
- Find the published table on the page and locate the row for your business type, such as “All small businesses”, “IT and technology” or “Finance”.
- Read the published figure per month and per year for that row. Only the “All small businesses” row has both published; for the others the yearly figure is the monthly one times 12, marked with an asterisk.
- Check the “What the figure covers” line, which shows limits only if the source states them for that row.
- If you have a quote, type it into the quote field and choose “per month” or “per year” to match it.
- Read how far your quote is above or below the published figure.
- Open “More options” if you want more detail.
- Enter your annual revenue and number of employees.
- Read your share of revenue and amount per employee.
- Treat the result as an estimate only; get quotes from a licensed insurer or agent.
Nothing you enter is uploaded, because all calculations run in your browser. Use “More options” only if you want the share of revenue or amount per employee. Skip it if you only want to compare a quote with the published figure.
How is the published cyber liability insurance cost figure worked out?
The figures are published medians from Insureon’s cyber insurance cost page, updated 24 April 2026. They are based on data from 100,000 of Insureon’s small-business customers, and the tool adds no estimate of its own. Insureon describes these figures as averages based on medians, and the tool labels them published medians. A median is the middle value when all results are sorted, so half of the customers in the data fall above it and half fall below it.
Most of those customers have fewer than five employees, revenue from about $50,000 to over $200,000, and five years or less in business. Insureon’s page also states that 41% of its customers pay less than $100 a month and 26% pay $100 to $200 a month. It gives an annual range of around $400 to over $8,000, limits typically from $1 million to $5 million, and average deductibles of $1,000 to $2,500.
The source gives these ranges for Insureon’s customers on its cyber insurance cost page (updated 24 April 2026). They are context for reading the table, not extra rows you can compare a quote against. The tool shows the three business-type rows the source gives in text: all small businesses, IT and technology, and finance, and it lists no state figures.
Because these numbers describe a group of customers, they do not describe any one business. A published median is a reference point, not a price you will be offered.
How does the tool compare a quote with the published figure?
The tool sets your quote against the published figure for the business type you select. It then shows how far your quote is above or below that figure. Choose “per month” or “per year” to say which period your quote uses, and the tool converts it before comparing.
When you open “More options” and enter your annual revenue, the tool shows your share of revenue. This is the published yearly figure divided by your annual revenue, and a separate line divides your annual quote by the revenue. When you enter your number of employees, it shows your amount per employee, which is the published yearly figure divided by the number of employees.
A bundle is different from separate policies. Adding up the separate published medians does not give the price of a bundle, and this page says so. The result is an estimate only; get quotes from a licensed insurer or agent.
Sources (checked 15 October 2026): insureon.com
Worked examples
| Input | Result |
|---|---|
| All small businesses | All small businesses: $129 a month, $1,552 a year (published median) |
| All small businesses, quote $165 per month | Your quote of $165 a month ($1,980 a year) is 27.6% above the published median of $129 a month. |
| IT and technology, revenue $120,000 | IT and technology: $179 a month (published median), about $2,148 a year (12 x the monthly figure) |
| All small businesses, revenue $150,000 | All small businesses: $129 a month, $1,552 a year (published median) |
Calculated by the tool above; open it with the same values to see each step.
Frequently asked questions
What is the cyber liability insurance cost shown on this page?
The page shows published medians from Insureon’s cyber insurance cost page, updated 24 April 2026. For all small businesses, the figure is $129 per month or $1,552 per year.
Is the published cyber insurance cost a quote?
No. It is a published median from Insureon’s small-business customers, and the page gives no quote. It is an estimate only; get quotes from a licensed insurer or agent.
Why might my quote differ from the published figure?
The published figure is a median across Insureon’s customers, not a price for your business. Your quote depends on details the median does not describe. The tool shows how far your quote is above or below the figure so you can see the gap.
What limits and deductibles are shown?
Limits are shown when the source states them. Insureon’s cyber insurance cost page (updated 24 April 2026) states limits typically from $1 million to $5 million and average deductibles of $1,000 to $2,500.
Does a bundle cost the sum of the separate figures?
No. A sum of separate medians is not the price of a bundle, and the tool does not calculate bundle prices.
Is my information uploaded or stored?
Everything is calculated in your browser, and nothing is uploaded. The page does not ask for contact details.
Related tools
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- BOP Insurance Cost: Use it when you want to look at the published figures for a business owner’s policy.
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- Errors and Omissions Insurance Cost: Use it when you want to compare a quote for errors and omissions coverage with its published figure.
- Commercial Property Insurance Cost: Use it when you want to look at the published figures for business property.
- Commercial Auto Insurance Cost: Use it when you want to look at the published figures for business vehicles.
- Workers Comp Insurance Cost: Use it when you want to read the published figures for workers’ compensation.